现代金融业务英语重点复习.doc

现代金融业务英语重点复习1
1. 以营利为目的的企业profit-seeking businesses
2. 和……有许多共同特征share many common features with
3. 吸收存款mobilize savings
4. 将资金配置到生产部门allocate capital funds to finance productive investment
5. 传导货币政策transmit monetary policy
6. 提供结算系统provide a payment system
7. 转换风险transform risks
8. 在经济中扮演重要角色play a unique/key role in the economy
9. 银行是公众资金的主要汇聚地Banks serves as a principal depository of liquid funds for the public.
10. 金融体系的安全与效率the stability and efficiency of the financial system
11. 将吸收的存款转变为生产投资channel savings to productive investment
12. 便于稀缺的金融资源的配置facilitate efficient allocation of scarce financial resources
13. 把货币政策传导给金融体系，直到整个国民经济transmit the impulses of monetary policy to the whole financial system and ultimately to the real economy.
14. 不可或缺的国家支付机制indispensable national payment mechanism
15. 经过二十多年的改革和对外开放through more than two decades of reform and opening up to the outside world
16. 银行部门banking sector
17. 进入生机勃勃的发展阶段enter a stage of vigorous development
18. 过去的几年内，中国的银行改革进程明显加快the past few years have seen a marked acceleration of China’s banking reform
19. 明显的增强significant strengthening
20. 央行的监管和宏观调控能力the central bank’s capacity for maintaining financial stability and macroeconomic management
21. 实质性的提高substantial improvement
22. 银行业的开放openness of the banking industry
23. PBC :the People’s Bank of China
24. 标志着第一阶段的开始mark the beginning of the first phrase
25. 是由当时实行的高度集中的计划经济管理体制所决定的be dictated by a highly centralized planned economic system
26. 国务院the State Council
27. 促进金融机构的多元化promote the diversification of financial institutions
28. 中国工商银行the Industrial and Commercial Bank of China
29. 中国农业银行the Agriculture Bank of China
30. 中国银行the Bank of China
31. 中国建设银行the China Constructive Bank
32. 专业银行specialized banks
33. 国有商业银行state-owned commercial banks
34. 股份制商业银行joint-equity commercial banks
35. 发展新的金融市场，金融机构和金融工具的迫切需要the urgent need for developing new financial markets, institutions and instruments
36. 扭转金融秩序的混乱状况restore financial order
37. 抑制通货膨胀和经济过热address the inflationary pressure and signs of overheating
38. 房地产市场the real estate sector
39. 采取了综合性的一揽子治理措施introduce a comprehensive package of measures
40. 采取了一系列结构性调整的重大举措a number of important structural measures were taken with particular significance for the banking sector
41. 实行人民币汇率并轨，统一外汇市场unification of the Renminbi(RMB) exchange rate and foreign exchange markets
42. 提供法律依据provide a legal basis for sth
43. 国际货币基金组织the International Monetary Fund
44. 经常项目下可兑换current account convertibility
45. 正式解除对贸易和劳务的国际支付的限制officially remove the remaining restrictions on international payments for trade and service transactions
46. 银行间货币市场the inter-bank money market
47. 流动性liquidity
48. 间接货币政策工具indirect monetary policy instruments
49. 极大地提高了货币政策的效应和宏观调控的有效性greatly improve transmission of monetary policy and effectiveness of macroeconomic management
50. 监管资源regulatory resources
51. 自律性self-discipline
52. 转制阶段a transition period
53. 银行业与证券业，保险业分离the segregation of banking business from securities and insurance business
54. 政策性银行policy banks
55. 国家开发银行the State Development Bank
56. 中国农业发展银行the Agricultural Development Bank of China
57. 中国进出口银行the Export and Import Bank of China
58. 有利于政策性业务和商业银行业务的分离facilitate the separation of policy banking from commercial banking operations.
59. 给大型基础设施项目建设融资finance major infrastructural projects
60. 促进农业发展和国际贸易与投资promote agricultural development and international trade and investment
61. 中国入世后，银行业迎来了新的发展期China’s accession to the World Trade organization ushered in a new era of the banking system.
62. 随着中国日益融入世界经济，银行业面临着许多前所未有的挑战与机遇。With the Chinese economy integrating into the world economy further, China’s banking sector is confronted with many unprecedented challenges and opportunities.
63. 采取一系列有效措施adopt a number of effective measures
64. 促进银行业稳步发展promote the steady development of banking
65. 建立稳健的金融体系develop a sound and robust financial system
66. 防范和消除金融风险guard against and dissolve financial risks
67. 清理银行资产负债表clean up the balance-sheets of the banks
68. 所有制结构 ownership structure
69. 加强公司治理strengthen the corporate governance
70. 提高监管能力enhance supervisory capacity
71. 多元化而竞争力强的体系a diversified and competitive banking system
72. 国有独资商业银行a wholly state-owned commercial bank
73. 股份制商业银行joint-equity commercial banks
74. 农村信用合作社rural cooperative banks
75. 非银行金融机构the non-bank financial institutions
76. 信托投资公司trust and investment companies
77. 资产管理公司asset management companies
78. 证券公司securities firms
79. 财务公司finance companies
80. 保险公司insurance firms
81. 城乡信用合作社urban and rural credit cooperatives
82. 宏观经济的稳定和结构调整macroeconomics stabilization and structural improvement
83. 在可以预见的将来in the foreseeable future
84. 2006年上半年in the first half of 2006
85. 资本市场capital market
86. 成熟的央行a full-fledged central bank
87. ……是一个漫长的过程……is a lengthy process.
88. 法律地位legal status
89. 主要职责the key functions
90. 制定并执行货币政策formulate and implement monetary policy
91. 维持金融稳定maintain financial stability
92. 管理官方外汇储备manage official international reserve
93. 银行间货币市场，银行间债券市场，外汇市场，黄金市场inter-bank money market / inter-bank bond market / foreign exchange market / gold market
94. fiscal agent财政代理
95. 财政赤字fiscal deficits
96. 中国证监会，中国银监会，中国保监会China Securities Regulatory Commission, China Banking Regulatory Commission, China Insurance Regulatory Commission
97. 市场基础设施market infrastructure
98. 贷款最高限额credit ceilings
99. 法定准备金比率required reserved ratio
100. 利率调整interest rate adjustment
101. 公开市场业务open market operation
102. 维持强劲的经济增长sustain strong economic growth
103. 2006年6月底 as of end-June 2006
104. 广义货币存量the stock of broad money(M2)
105. 狭义货币存量the stock of narrow money(M1)
106. 流通中的货币the stock of currency in circulation
107. 银行在中国经济发展中的作用日益提高the role of the banking sector in the Chinese economy has increased dramatically.
108. 实行分阶段的改革implement a phrased reform
109. 重组银行的资产负债表restructure the banks’ balance sheets
110. 转换经营机制transform the banks’ operational mechanisms
111. 引入战略投资者invite strategic investors
112. 在股票市场上上市list the banks in stock market
113. 使之接受资本市场的检验subject the banks to the discipline of the capital market
114. 具有国际竞争力的金融机构internationally competitive financial institutions
115. ……已经取得了可喜的进步Remarkable progress has been made in……
116. 所有制结构的明确the clarification of the ownership structure
117. 为……打下坚实的基础put in place a basic framework for ……
118. 董事会，监事会，管理层the boards of directors ,the supervisory boards , the management
119. 资本充足率capital adequacy
120. 盈利能力profitability
121. 首次公开募股initial public offering
122. 新生力量an emerging force
123. 商业化运作operate entirely on a commercial basis
124. 金融中介机构financial intermediation
125. 银行体制的健康the soundness of the banking system
126. 不良贷款non-performing loans(NPLs)
127. 变得有活力become viable
128. 票据note
129. 银行机构的多元化diversification of banking institutions
130. 存贷款业务deposit taking and lending business
131. 中介服务intermediary services
132. 国际结算，银行卡，个人金融服务和金融咨询international settlement , bankcards , personal banking , and financial consulting
133. 全能型银行universal banking
134. 监管能力supervisory capacity
135. 拥有丰富知识的专业人才professionals with sophisticated expertise
136. 成为……重要的方面has been an important aspect of ……
137. 管理水平 the quality of regulation
138. 信息披露 information disclosure
139. 促使国内银行改变成本结构urge the domestic banks to improve their cost structure
140. 分支机构和次分支机构branches and sub-branches
141. 放贷规模loan portfolio
142.